Chicago Electric Scooter Accident Lawyer · For Hurt Riders & Pedestrians Since 2000
Your Scooter Had No Insurance. That Doesn’t Mean You Pay For Your Own Injuries.
Hit by a car on a Lime, Divvy, or Spin scooter in Chicago — doored, run off the road, or thrown by a bad street? Injury attorney Toby Mulholland finds the insurance that actually covers you, even though the scooter didn’t. You owe nothing unless he wins.
Free Scooter Accident Case Review
🔒 100% Confidential · No obligation · No fee unless we win
Credentials You Can Verify
On Your Side — Never The Insurance Company’s.
For 25 years, Toby Mulholland has worked one side of the case — the injured person’s — as a trial lawyer the other side actually has to prepare for. When you call, you talk to him.
A perfect 5.0★ from 18 Google reviews — read every one yourself →
The Question Every Rider Asks First
“My Scooter Had No Insurance — Who Could Possibly Pay?” Usually, More People Than You Think.
If you were hurt in an electric scooter accident in Chicago, the scary part isn’t only the injury — it’s the bill, and the feeling that nobody’s on the hook for it.
You already heard the bad news: the scooter wasn’t insured, the app “refunded you a dollar,” and your own car insurance may say a scooter isn’t a “motor vehicle.” So you’re left staring at an ER bill, wondering if you’re stuck with it. You’re not — and here’s why.
Illinois is an at-fault state. That means the person or company that caused your crash, and their insurance, is who pays — the scooter doesn’t need its own policy for that to be true. The job is finding the coverage that applies to what happened to you. That’s the first thing Toby does, and it’s usually more than one source.
About that waiver: tapping the rental app’s terms does not let a driver who ran a red light off the hook, and it can’t shield a company that put a broken scooter on the street. A waiver is the first thing the other side will wave at you — let us tell you what it actually does and doesn’t cover before you believe them.
5-Star Client Reviews
Real Google Reviews From Real Chicago Clients
Let me just say, Toby was my advocate every step of the way - in the midst of such a traumatic accident, I had comfort knowing my Lawyer was doing everything in his power to right the wrongs of the person who nearly took my life.
Everything about that experience was new to me - I had never been in an accident, dealt with insurance, filed a suit, given a deposition, etc. Toby was informative regarding all the legal processes which were taking place, and answered all questions I had - in essence: he was my biggest advocate other than myself.
He is extremely organized, well spoken, and knows exactly what he is talking about. Without his help, I don't know how I would have gotten through such a turbulent time.
If you find yourself in a similar position to me, where it feels like your world is collapsing, medical facilities trying to push you around, insurance companies calling you... Toby Mulholland is the person you need to shield you from the noise, the advocate you deserve, and the best Lawyer around.
Thank you for everything you have done to help me in my most dire of times, Toby!
Meet Your Attorney
Meet Toby Mulholland — The Lawyer Who Actually Answers The Phone.
“He picks up the phone.” It’s the thing clients mention most in their reviews.
You won’t get handed to a case manager you never met. Toby P. Mulholland has represented people seriously hurt by someone else’s carelessness since 2000 — and only those people. He doesn’t work for insurance companies, and he doesn’t work for the scooter companies. He works for you.
He’s handled hundreds of injury cases, from people hit by vehicles to catastrophic injury and wrongful death, with a reputation across Illinois for the kind of deposition work that moves stubborn insurers toward real money.
- Practicing since 2000 — 25+ years of injury law
- Licensed in 3 states — Illinois · Wisconsin · Arizona
- Illinois Trial Lawyers Assn. — Active member
- Arizona Assn. for Justice — Active member
Do You Have A Case?
Road Rash, Broken Wrists, Concussions — Scooter Injuries Are Serious. So Is What You’re Owed.
A 15-mph fall onto Chicago pavement is not a “minor” accident. If what happened to you sounds like one of these — even if you’re not sure you qualify — call before you talk to any insurance adjuster.
“A car hit me / ran the red light”
Drivers turning, reversing, or blowing a light strike riders in the bike lane and at intersections. When a vehicle caused it, the driver’s insurance is on the hook — not you.
“I got doored”
A car door swung open into your path and put you on the ground. The person who opened it without looking can be held responsible for the injuries that followed.
“I hit a pothole and went over the handlebars”
Cracks, potholes, and streetcar tracks throw riders hard. Depending on who controlled that stretch of road, a property owner or the city may share the blame.
“The brakes failed / it took off on its own”
A scooter that won’t stop, a throttle that surges, a wheel that locks — when the machine malfunctioned, the company that put it on the street may be liable for the defect.
“I cracked my head — no helmet”
Concussions and brain injuries are the ones riders downplay and regret. Helmets aren’t required for adults in Illinois, and not wearing one does not bar your claim.
“A scooter hit me while I was walking”
Hit on the sidewalk or in a crosswalk by a rider who took off? You have rights too.
More Defendants, More Recovery
Who’s Really Responsible For Your Scooter Crash? Often More Than One Party.
Scooter cases are messier than car wrecks — and that actually works in your favor. The more parties we can hold responsible, the more insurance there is to recover from. We chase down every one.
Was your crash caused purely by a broken or defective scooter, with no driver involved? That can be a product case in its own right — see our Chicago product liability page — and we’ll tell you which path fits on the free call.
Straight Talk On Value
What’s A Chicago Scooter Accident Case Worth? Here’s What Actually Moves The Number.
Anyone who promises you a number before reviewing your case is guessing. The honest answer: your recovery comes down to a handful of real factors. Here’s what moves it — and what we build your case around.
- 1How serious your injury is. Road rash and a sprain settle differently than a wrist that needed surgery, lost teeth, or a concussion that lingers for months.
- 2Whether you can work and get back to normal. If you missed a paycheck, can’t do your job, or face months of therapy, your case is worth more — past and future.
- 3How many parties are liable. A driver, the scooter company, and a property owner each carry insurance. More parties at fault means more coverage to recover from.
- 4How much insurance is actually available. The driver’s policy limits, the scooter company’s coverage, and your own uninsured-motorist coverage all decide what’s realistically on the table.
Nationally, scooter injury claims have ranged from a few thousand dollars for minor injuries to over $1 million for catastrophic ones — but those are other people’s cases, not a promise about yours. The only way to know what your case is worth is to have someone look at it.
Recovered after a fatal crash involving a commercial vehicle.
For a worker with a fractured elbow and burns at O’Hare.
Get a straight read on your scooter injury — free, with no obligation.
Start My Free ReviewThe figures above are real results from other serious-injury cases — not scooter cases — shown to give a sense of how the firm handles serious claims. Prior results do not guarantee a similar outcome; each case depends on its own facts.
Illinois generally gives you two years to file — but the scooter’s own ride data and the street-camera footage that proves what happened get overwritten in days, not years. And if a city or government property is involved, your deadline can be much shorter. The sooner you call, the more we can lock down.
Protect Yourself
Before You Talk To The Insurance Company, Read This.
The adjuster sounds friendly, but they’re not on your side. A few minutes of caution now can be worth thousands later — here’s what trips riders up most.
“I already gave a statement”
Said sorry at the scene? Gave a recorded statement? You can still win. Don’t give the other insurer anything else, and don’t accept a quick check, until you’ve talked to us. One call protects you.
“Was it my fault for being on a scooter?”
Being on a scooter isn’t the same as being at fault for the crash. Under Illinois law you can recover as long as you’re not more than 50% to blame — even if you weren’t wearing a helmet.
“The driver took off”
A hit-and-run isn’t the end of the road. We pull street and business cameras, find witnesses, and look at your own uninsured-motorist coverage so a fleeing driver doesn’t leave you holding the bills.
Hit While Walking?
Hit By A Scooter While Walking? You Have Rights Too.
A scooter plowed into you on the sidewalk or in a crosswalk — then the rider just rode off. In Chicago, scooters are banned from sidewalks, so a rider who hits you there is often clearly in the wrong, and they can be held responsible for what you’re going through.
If the rider disappeared, you’re not out of options. We can frequently identify them through the rental company and its trip data, and the scooter company itself may share fault. You shouldn’t eat the bills for someone else’s recklessness.
Hit by a car instead of a scooter? That’s a different claim — see our Chicago pedestrian accident page.
If a scooter hit you, ask us:
- ★Who was riding? We work with the rental company to identify them
- ★Is the company on the hook? Sometimes — we find out
- ★Who pays my bills? The rider, a household policy, or your own coverage
- ★What’s it worth? A free review gives you a straight answer
Answers
Chicago Scooter Accident Questions, Answered Straight
No Fee Unless We Win
Stop Guessing Who Pays For Your Scooter Injury. Find Out Free Today.
You’re hurt, the bills are coming, and the scooter had no insurance — but that doesn’t mean you’re on your own. One free call with a Chicago electric scooter accident lawyer tells you whether you have a case, who may owe you, and what to do next.
Free Scooter Accident Case Review
🔒 100% Confidential · No obligation · No fee unless we win