Uber Accidents Attorney
Uber has made travel more convenient, but when an accident happens, the process of getting compensated is anything but simple.
Victims often find themselves caught between multiple insurance companies, each trying to avoid responsibility. You may be unsure who to contact, what coverage applies, or whether Uber itself can be held accountable.
At Mulholland Injury Law, we understand the confusion and stress you’re facing. With over 24 years of experience handling car and rideshare injury claims, our Chicago Uber Accident Attorneys are here to guide you through every step.
We help victims of:
- Collisions while riding as a passenger in an Uber or Lyft
- Crashes caused by a distracted or speeding Uber driver
- Pedestrians or cyclists struck by an Uber vehicle
- Accidents involving multiple rideshare or delivery vehicles
Our mission is simple: to protect your rights, uncover the truth, and help you recover every dollar you deserve.
Common Causes of Uber Accidents in Illinois
Rideshare drivers face unique challenges. They navigate heavy city traffic while constantly interacting with their phones and apps. This combination of multitasking, fatigue, and pressure to complete rides quickly often leads to preventable accidents.
Some of the most common causes include:
App Distractions
Driver Fatigue
Speeding and Aggressive Driving
Unsafe Pickups and Drop-offs
Failure to Yield or Running Red Lights
Driving Under the Influence
When investigating your case, our legal team gathers traffic camera footage, app data, police reports, and witness statements to determine exactly how your accident occurred—and who is legally responsible.
Who Is Liable in a Chicago Uber Accident?
Determining liability in an Uber crash is far more complex than in a typical car accident.
Because drivers are classified as independent contractors, Uber often tries to shield itself from liability. However, depending on the driver’s status and the circumstances of the crash, multiple parties may share responsibility.
At Mulholland Injury Law, we take a comprehensive approach to identifying every liable party and pursuing compensation from all available insurance sources.
1. The Uber Driver
If the Uber driver acted negligently—by speeding, texting, or making unsafe maneuvers—they may be held personally liable.
However, whether Uber’s insurance will cover your losses depends on the driver’s app status at the time of the crash
Driver’s Status | Insurance Coverage | Who Pays? |
App Off / Not Logged In | The driver’s personal auto insurance applies | Uber is not responsible; claims must be filed with the driver’s own insurer. |
App On / Waiting for Ride Request | Uber provides contingent coverage: up to $50,000 per person, $100,000 per accident, and $25,000 property damage | Uber’s limited coverage applies only if the driver’s personal policy denies payment. |
En Route to Pick Up or Transporting a Passenger | Uber’s $1 million commercial liability policy is active | Uber’s insurer covers injuries and property damage caused by the driver. |
Our attorneys obtain Uber trip records, GPS data, and app activity logs to prove the driver’s status and trigger the correct insurance coverage.
2. Uber Technologies, Inc.
Although Uber classifies its drivers as contractors, the company may still be held directly liable in cases involving:
- Negligent hiring or background checks – Failing to screen drivers for prior accidents or criminal records.
- Inadequate driver monitoring – Ignoring repeated safety violations or complaints.
- Failure to enforce safety standards – Allowing unsafe pickup/drop-off zones or inadequate driver training.
- App design flaws – Uber’s system itself can contribute to distracted driving if it demands frequent interaction.
Our legal team investigates whether Uber’s corporate negligence contributed to the accident. If so, we pursue claims directly against the company to hold it accountable.
3. Other Drivers or Third Parties
In many Uber crashes, another vehicle may have caused or contributed to the collision. If a third-party driver was at fault, their insurance company is typically responsible for your damages.
If that driver is uninsured or underinsured, Uber’s $1 million uninsured/underinsured motorist policy may provide compensation instead.
4. Vehicle Manufacturers or Maintenance Providers
If a defective car part, such as a faulty brake system or tire blowout, caused or worsened your Uber accident, we may pursue a product liability claim against the vehicle manufacturer or service provider.
Our verified Google Reviews
Let me just say, Toby was my advocate every step of the way - in the midst of such a traumatic accident, I had comfort knowing my Lawyer was doing everything in his power to right the wrongs of the person who nearly took my life.
Everything about that experience was new to me - I had never been in an accident, dealt with insurance, filed a suit, given a deposition, etc. Toby was informative regarding all the legal processes which were taking place, and answered all questions I had - in essence: he was my biggest advocate other than myself.
He is extremely organized, well spoken, and knows exactly what he is talking about. Without his help, I don't know how I would have gotten through such a turbulent time.
If you find yourself in a similar position to me, where it feels like your world is collapsing, medical facilities trying to push you around, insurance companies calling you... Toby Mulholland is the person you need to shield you from the noise, the advocate you deserve, and the best Lawyer around.
Thank you for everything you have done to help me in my most dire of times, Toby!
Common Injuries After Uber Accidents
Uber accident victims can suffer a wide range of injuries, from minor sprains to permanent disabilities. Common examples include:
- Whiplash and neck injuries
- Traumatic brain injuries (TBIs)
- Spinal cord injuries or paralysis
- Fractures and broken bones
- Internal bleeding and organ damage
- Lacerations or disfigurement
- Emotional distress, anxiety, or PTSD
Even injuries that seem minor can become serious over time. Our firm works closely with medical experts to document your treatment and project your future care needs—ensuring that every dollar is factored into your settlement or verdict.
Contact Us Today at (414) 286-9299 or Message Us Online to Schedule a Free Consultation
Insurance Companies Are Not on Your Side
After a rideshare accident, many victims make the mistake of trusting the insurance companies involved. Unfortunately, both Uber’s insurers and the driver’s insurer have one goal: to minimize payouts.
They may:
- Blame you or another driver for the crash
- Question the severity of your injuries
- Delay communication to pressure you into settling
- Offer a fast but lowball settlement that doesn’t cover long-term losses
Our attorneys handle all communication with insurers, gather the necessary evidence, and push back against unfair tactics. We don’t settle until you receive fair and full compensation.
Illinois’ Comparative Negligence Law
Illinois follows a modified comparative negligence rule, which allows you to recover damages even if you share part of the blame for the crash—as long as you are less than 50% at fault.
If, for example, you are found 20% responsible, your compensation will be reduced by that same percentage.
Our lawyers work hard to challenge exaggerated fault claims and ensure your recovery reflects the true circumstances of the accident.
Compensation Available for Uber Accident Victims
Victims of Uber and rideshare accidents in Chicago may be entitled to compensation for:
Economic Damages
- Medical bills and ongoing care
- Physical therapy and rehabilitation
- Lost income and reduced earning capacity
- Property damage
- Out-of-pocket expenses
Non-Economic Damages
- Pain and suffering
- Emotional distress
- Loss of companionship
- Disfigurement or permanent disability
- Loss of enjoyment of life
Punitive Damages
If the Uber driver or company acted with reckless disregard for safety—for example, allowing a known unsafe driver to continue working—courts may award punitive damages to punish the wrongdoer and deter future negligence.
Why Choose Mulholland Injury Law?
- Over 24 years of experience in personal injury and rideshare litigation
- Deep knowledge of Chicago traffic and rideshare regulations
- Proven record of securing millions in compensation for clients
- Five-star Google reviews highlighting compassion and results
We treat every client like family—offering honest communication, personalized attention, and relentless advocacy. When you hire our firm, you get direct access to your attorney every step of the way.
Contact a Chicago Uber Accident Attorney Today
If you’ve been hurt in an Uber or rideshare accident, you don’t have to face the aftermath alone. Let Mulholland Injury Law take on the insurance companies and corporate lawyers while you focus on recovery.
Call us today at (312) 386-6706 or fill out our Online Contact Form for a free and confidential consultation.
We’ll listen to your story, explain your legal options, and fight to get you the compensation and justice you deserve.
Expert Legal Representation by
Toby P. Mulholland,
Your Trusted Injury Lawyer
Since launching his law practice in 2000, Toby P. Mulholland has been a dedicated advocate for clients suffering serious injuries. He has extensive experience handling a wide range of personal injury cases, including motor vehicle accidents, wrongful death claims, construction accidents, premises liability, dog bite cases, and catastrophic injury litigation.
Toby’s distinguished career is marked by his skill in litigation, participating in numerous trials, mediations, arbitrations, and depositions. His innovative approaches to depositions have consistently resulted in successful outcomes for even the most complex cases. Clients appreciate his ability to navigate high-stakes situations with a creative, results-oriented approach.
Licensing and Professional Associations
See Why Clients Trust Us
Let me just say, Toby was my advocate every step of the way - in the midst of such a traumatic accident, I had comfort knowing my Lawyer was doing everything in his power to right the wrongs of the person who nearly took my life.
Everything about that experience was new to me - I had never been in an accident, dealt with insurance, filed a suit, given a deposition, etc. Toby was informative regarding all the legal processes which were taking place, and answered all questions I had - in essence: he was my biggest advocate other than myself.
He is extremely organized, well spoken, and knows exactly what he is talking about. Without his help, I don't know how I would have gotten through such a turbulent time.
If you find yourself in a similar position to me, where it feels like your world is collapsing, medical facilities trying to push you around, insurance companies calling you... Toby Mulholland is the person you need to shield you from the noise, the advocate you deserve, and the best Lawyer around.
Thank you for everything you have done to help me in my most dire of times, Toby!